Retail & Store Insurance

Retail Store Insurance

Complete business protection for your business in California.

Let us help you create a business policy for you. Not a “one size fits all” package, THIS IS SAFECAL INSURANCE!

Liability Coverages:

 

  • Premises/operations
  • Personal and advertising injury
  • Tenants property damage legal liability
  • Products/completed operations
  • Limited host liquor liability
  • Medical payments/sublimit
  • General aggregate limit applies per premises
  • Automatic “additional insured” status for those specified

 

Need a little more protection?

Our Business owners Policy joined with our SafeCal Special Form Insurance Endorsements can be an economical insurance solution for your business insurance in California. They add a little more property and liability coverage in California along with coverage that is unique to your industry to create the perfect insurance plan at a competitive price.

 

Your business is unique and your insurance coverage should be a perfect fit. here are a few ways that we can help protect your business.

Give us a call at 888-535-0110

 

Property Coverages:

Building

  • Exterior glass
  • Appurtenant structures
  • Permanently installed machinery and equipment

 

Business Personal Property

  • Tenants exterior glass
  • Furniture, fixtures, machinery, equipment and stock
  • Improvements you’ve made as a tenant

 

Business Income Coverage:

  • No waiting period
  • Ordinary payroll with options to increase to 360 days
  • Actual loss sustained is included with options available from 3-24 months
  • Increased period of indemnity with options to increase to 360 days

 

Other Coverages (automatically included):

  • Equipment breakdown
  • Money and securities
  • Valuable papers and records
  • Outdoor

 

Retail Store Classifications:

  • Antique
  • Appliance
  • Aquarium Sales & Supply
  • Arts & Crafts
  • Auto Parts & Supplies
  • Bakeries
  • Barber or Beauty Supplies
  • Bath Shops
  • Blanket & Bedspread
  • Book & Magazine
  • Bric-a-Brac or Curio
  • Premises
  • Camera & Photographic Supplies
  • Camping Equipment
  • Candle Shops
  • Candy, Nut & Confectionary
  • Card Shops
  • Carpet
  • Catalog Sales
  • Ceramic
  • Cheese & Sausage Specialty
  • China & Glass
  • Clock Shops
  • Clothing
  • Coffee, Tea & Spice
  • Convenience
  • Cosmetic & Perfume
  • Craft Shops
  • Curtains & Draperies
  • Dairy Products or Butter & Egg Stores
  • Department or Discount
  • Drug Stores
  • Dry Cleaners
  • Laundries
  • Dry Goods
  • Electric Supplies
  • Electronics
  • Fabric
  • Feed
  • Fireplace Equipment
  • Five & Ten Cent
  • Floor Covering
  • Florists
  • Frame Shops
  • Frozen Food
  • Fruit & Vegetable
  • Furniture
  • Gasoline
  • Gift Shops
  • Glass Sales – Window, Plate or Mirror
  • Glassware
  • Golf & Tennis Pro Shops
  • Grocery
  • Hardware
  • Hearing Aids
  • Hobby Shops
  • Home Furnishings
  • Jewelry Stores
  • Kitchen Accessories
  • Lamp & Lighting Fixtures
  • Lawn & Garden
  • Leather Goods
  • Luggage
  • Meal Preparation
  • Marine Supplies
  • Meat, Fish, Seafood or Poultry
  • Millinery & Trimmings